Valora is a self-custodial software wallet. This means that only you hold or ‘custody’ your own Recovery Phrase, and no one else can see or access this information. The Celo Network powering Celo Dollars (cUSD) is a decentralized blockchain. This means that it’s not solely owned or operated by any individual or company (such as Valora or cLabs), and recorded transactions cannot be erased or reversed. The good news is that with your Recovery Phrase, only you can access your Valora wallet and balance.